Your Browser doesn't support essential functions this website requires.
Safari 9, IE 10, Opera Mini and UC Browser for Android are not supported.

About James

Founder USAFC Realty, Realtor & Loan Officer

 

Whether you’re buying, selling, refinancing, or building your dream home, you have to trust in your Real Estate agent’s abilities. As an experienced Real Estate and Mortgage Broker who has over 12 years of experience in the industry, I have the knowledge and expertise you need to explore the many options that exist.

Ensuring that you make the right choice for you and your family is my ultimate goal, and I’m committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I offer, use my decision-making tools/calculators, and use our secure online application.

After you’ve applied, I’ll call you to discuss the details of your loan. As always, you can contact me anytime by phone, fax or email.

Contact James

CELL: (619) 665 5752
BRE: 01989819
NMLS: 351513

 

Featured

Communities

Clairemont

Clairemont is a community within the city of San Diego, CA. Its population is estimated to be more than 81,000 residents. Its location has geographical...

Tierrasanta

Tierrasanta is a community within San Diego, CA with an estimated population of 20,893. Originally, Tierrasanta belonged to the Mission San Diego de Alcalá...

City Heights

City Heights can be described as a city within a city. A very high energy vibe that offers multiple shopping centers, restaurants, and easy highway access....

Bay Park

Bay Park is an outdoor area consisting of a saltwater bay. It is home to the recreational Mission Bay Park and green large parks. Bay Park is a perfect...

CHULA VISTA

The city of Chula Vista is a suburb of San Diego, CA and is considered to be the second largest city of San Diego. It is best described as a family oriented...

Serra Mesa

Serra Mesa is a community located north of Mission Valley and Hotel Circle. Its estimated population is 24,000 residents. Made up of young professionals and...

Pacific Beach

Pacific Beach is home to daylight attractions and nightlife venues. Perfect location on the Pacific Coast near La Jolla and Mission Beach Pacific Beach...

La Jolla

La Jolla is considered a very tranquil and safe place to reside. A very family focused neighborhood that offers restaurants, shopping centers, wineries, and...

What Our Clients

Say About US

I highly recommend USA Financial Consultants. All staff is professional, courteous and helpful. James Darby went out of his way to ensure our experience in buying a home was seamless. We were always given several options for any obstacles that may have come our way. Their kind and caring attitude towards myself and husband made me feel like family. Pleasantly surprised when a company gives 110% in order to give their clients the best experience possible.

  • Carole L.

James did a fantastic job helping us find a home in San Diego. We are out of state buyers and James was very organized and thorough in his suggestions of houses to look at in very short time frame. Over a two day period we were able to see many homes and after having our offer accepted James did an excellent job with the inspections and making sure everything would close in a timely manner. We back flew into town 11 days after our offer was accepted and James met us at our new home with the keys in his hand. James continued to help us with various resources after the sale closed and I’m sure would continue to help with any questions we have.

  • Stephanie.

We couldn’t have asked for a better realtor in buying our first home! We wanted to make sure we had someone we could trust and James was that person. He fought hard for us to get the home of our dreams and made sure we got a good deal. He was super responsive from the get-go and provided us all the answers we needed in our list of many many questions as a first time home buyer. Along with his excellent negotiation skills and deep knowledge in real state, James is a good person, very nice to work with and honest. Cannot recommend him high enough!

  • Cassandra C.

James and his team helped me and my wife patiently find a home that was just what we wanted. They are super helpful and really on top of things. I like that they use electronic signing for the housing process, it’s much quicker than the old way. I recommend them. Clean and professional office too.

  • Kevin M.

James is amazing to work with. He is very professional and really knows his business. We just closed on our home and we are so appreciative of how thorough he was before he submitted everything. This saved so much potential headache at the end. What we liked most about working with James is he never once told us what we qualified for during the pre-approval process, it was more about getting you into a home that you can actually afford. He knows all the ins and outs of the whole process which in turn made us feel at ease as this can be such an emotional process/life event. HE was top notch and we would highly recommend him!

  •  Tracy F.
Reviews on Zillow

2978186

“James is amazing to work with. He is very professional and really knows his business. We just closed on our home and we are so appreciative of how … more
5.0/5.0
by misty c6846

4121097

“We couldn’t have asked for a better realtor in buying our first home! We wanted to make sure we had someone we could trust and James was that person. … more
5.0/5.0
by cassandra Curtis

4454101

“James was very professional, timely, and accurate with all of his interactions and paperwork. He found us the perfect home for our tastes and budget. … more
5.0/5.0
by topitz1981

Let's

Talk

$
$

Sorry we are experiencing system issues. Please try again.

Sorry we are experiencing system issues. Please try again.