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USA Realty & Financial Consultants is here to help you today with your VA Loans. We are going to make sure we provide you with the lowest rates for VA Loans. Our Process is quick and easy and can be even done through our website. We are the trusted source by 100 of different customers here in the San Diego area.
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WHAT IS A CONVENTIONAL HOME LOAN?
A conventional home loan is not guaranteed by any government organization, including the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA).
CONVENTIONAL 97
The Conventional 97 home loan program is available to all United States homeowners via Fannie Mae and Freddie Mac.
The Conventional 97 is a 3% down payment mortgage program. The 3% down payment may come as a gift to many new homebuyers. It’s more aggressive than the FHA’s benchmark mortgage product because the guidelines are a bit simpler and less restrictive.
CONFORMING LOAN LIMITS
The Federal Housing Finance Agency (FHFA) announced that in most of the United States, the 2019 maximum conforming loan limit for one-unit properties will be $484,350, an increase from $453,100 (which is what it was in 2018). The government considers 234 areas high-cost nationwide, including New York City, Los Angeles, and the San Francisco-San Jose-Oakland region.
If you have any questions about Conventional Loans, contact USAFC Realty.
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