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Non-Traditional Loans

Learn more about Non-Traditional loans today.

ADVANTAGES OF NON-TRADITIONAL LOANS

  • Income Documentation Is Not Required: A bank statement loan allows you to use monthly deposits as income instead of having to provide complicated tax returns or W-2s
  • Flexible Debt Ratios: Many non-traditional loans are equity-based instead of traditional debt based. As long as you have the equity, then we should be able to get you approved
  • Shorter Waiting Periods: Most non-traditional loans don’t have long waiting periods, and many can close in as few as 3-5 business days

SOME OPTIONS FOR NON-TRADITIONAL LOANS:

  • Bank Statement Loan
  • Portfolio Loan
  • Purchasing or Refinancing
  • Private Financing

REQUIREMENTS FOR NON-TRADITIONAL LOANS

In order to get approved for a non-traditional loan, you should either be trying to purchase a home in the near future or trying to refinance. If you want to make a home purchase, then your first step is to get preapproved. If you’re looking to refinance, then the requirements may differ from those related to a home purchase.

FHA 100% FINANCING

  • Standard FHA 1st with a Silent 2nd
  • 620 Minimum FICO
  • Income Limits Apply — Contact for Details

PLATINUM JUMBO

  • 95% LTV to $1.5M FULL DOC / 90% to $2.5M ALTDOC (Bank Statements)
  • NO DOLLAR LIMIT on CASHOUT!
  • Up to 80% LTV on IP CASHOUT (Including 2-4 Units!!)
  • Will Consider Non-Warrantable Condos!
  • At 80% LTV, ENTIRE DP can be a gift!!
  • 30Y / 15Y / 5.1 ARM / 30 YW / 10 YIO Available!
  • 1YR TAX RETURN Feature as well!!

If you have any questions about Non-Traditional Loans, please contact USAFC Realty.

Your next home is waiting for you!

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This information is deemed reliable but not guaranteed.You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION,YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (eg square ft & lot size) with the assistance of an appropriate professional.You may use this information only to identify properties you may be interested in investigating further.All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited.Redistribution or copying of this information,any photographs or video tours is strictly prohibited.This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS.Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display.The information,any photos and video tours and the compilation from which they are derived is protected by copyright.Compilation ©2019 San Diego MLS & CRMLS.
7
Beds
4
Baths
4,123
SqFt
 
 
 
#10338595 | Single Family Home
 
4
Beds
4
Baths
2,799
SqFt
 
 
 
#10338600 | Single Family Home
 
5
Beds
2
Baths
1,858
SqFt
(24)
Open House: Aug 24, 2019 12:00 PM - 3:00 PM
 
#190045954 | Single Family Home
 
3
Beds
2
Baths
N/A
SqFt
 
 
 
#10338604 | Single Family Home
 
5
Beds
3
Baths
2,200
SqFt
 
 
 
#10338404 | Single Family Home
 
This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2019 San Diego MLS.
©2019 CRMLS. All rights reserved. Some listings on this website are from CRMLS as of San Diego MLS data last updated at August 23, 2019 9:46 AM PT The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
San Diego MLS data last updated at August 23, 2019 9:46 AM PT